As children talk about how they want to split up their allowance, they will be learning to make independent decisions about managing their finances. In addition to basic addition and subtraction, older children will learn how to determine the percentage of money they wish to allocate to each category. The paper deposit and withdrawal booklet prepare them for real life banking experiences by helping children track how much money they have added or subtracted from each of the 3 compartments – SAVE, SPEND, SHARE.